Motor – Large Risks
At Gentium Motor, we have the specialist skills and knowledge to work with large international clients to design and deliver bespoke insurance solutions built precisely to their risk profile. Offering both conventional and non-conventional cover, our actuarially driven underwriting ensures robust pricing accuracy and comprehensive, responsive cover.
Our unique four-pronged risk approach spans:
- Actuarial foundation to rating: Working closely with our Chief Actuarial Officer and team, we can develop bespoke ‘non-conventional’ motor insurance programmes for large international clients. Examples include risks written with an ‘each and every claim’ excess as well as an aggregate excess.
- Technical underwriting: Our underwriting lead has over twenty-five years of motor insurance experience in the international arena, including implementing solutions for database data population and claims handling.
- Jurisdiction-specific requirements: We have specialist knowledge of writing motor insurance in many countries with vastly different motor-related legal requirements.
- Scale: We underwrite a limited number of large international motor risks per year, ensuring we have the resources to concentrate on providing top-rate service to our brokers, coverholders and their clients.
Underwriting is conducted at Gentium Motor in London with country-specific insurance documentation issued by the local broker (or in certain circumstances the client) where required. Similarly, arrangements are made to populate local motor insurance databases appropriately.